勵志英文美文：你為什么是窮人?Why are you poor?

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The most important thing to becoming rich for you is to have a mindset to want to become rich. The reason I saythat is this, is because I wanted to become rich when I played Monopoly, that was, I was nine years old. The greatest formula for wealth is found on that board game. When I was nine years old my poor dad, the school teacher says, “Ah put that game away. Study, study, study! You're wasting your time playing Monopoly.”

想要富有，最重要的便是擁有渴望致富的心態(tài)。我之所以這么說，是因為還在我九歲玩“大富翁”的時候，就有這種渴望了。“大富翁”游戲讓我找到了致富的秘訣。那時候，我那窮爸爸教書匠總跟我說：“把那玩意兒扔掉，給我好好學(xué)習(xí)!玩‘大富翁’簡直就是浪費(fèi)時間!”

And my rich dad said the formula, “You must open your mind and see the formula right on Monopoly.” He said, “It's right in front of you.” And I went, “What's the formula?” And finally I learned the formula is, four green houses, red hotel, four green houses, red hotel. Today I'm a rich man because all I ever did since the time I was 24 years old was buy four green houses, sell them all, buy a red hotel, four green houses, red hotel. It is not, that you have to go to school to become rich. Just play Monopoly; four green houses, red hotel. That's it.

而我的富爸爸則告訴我：“你必須放開眼界，找到游戲的秘訣。秘訣就近在眼前啊。”我問：“那秘訣是什么?”最后我發(fā)現(xiàn)秘訣就是——四棟綠房子、紅色旅館、四棟綠房子、紅色旅館。現(xiàn)在我成了有錢人，那是因為24歲以來我所做的就是——買四棟綠房子，全部售出再買一棟旅館，如此重復(fù)。所以，事實并不是只有讀書才能掙大錢。就按 “大富翁”游戲的秘訣也能做到，真的。

You must look at how people before you have become rich. Do not talk to poor people. Poor people will tell you, “Oh it's too risky. Don’t do that. Don't take risk. Save your money. Play it safe.” That is a poor person's mindset. You must have an open mindset, open. And if you have an open mindset you will learn from everything.If you have a closed mindset you will learn from nothing. So I think that is the most important thing.

你要學(xué)會觀察別人是怎么致富的。別去問窮人，窮人問不起。“呀，那太冒險了吧，還是別做了。別浪費(fèi)錢去干傻事兒，安穩(wěn)點吧。“——這就是窮人的心態(tài)。而你得有一個開放的心態(tài)，要放開眼界。一旦你心態(tài)開闊，必將獲益匪淺。要是你鼠目寸光，自然什么也得不到了。所以，我覺得開放的心態(tài)至關(guān)重要。

The difference between money and wealth

金錢與財富的區(qū)別

No, I don't have a salary. I only had a job four years in my life. I don’t want a salary. The middle class and poor, what they want is high income. They think they want money. But they have no wealth because they have no assets. You must know the difference between money and wealth but they're not the same same. Money will never make you rich. This makes you rich. I have large companies. I have lots of stocks. I trade options. I have real estate, that's what makes me rich. So the money just comes in whether I work or not.

其實，我并無薪水可領(lǐng)。我這輩子只干過四年正經(jīng)工作。而且，我也不喜歡那種領(lǐng)薪水的生活。中產(chǎn)階級和窮人渴望高薪優(yōu)酬，他們自認(rèn)為自己需要金錢;但因為沒有資產(chǎn)，他們算不上富有。你得明白：金錢與財富并不是一回事。而且，金錢永遠(yuǎn)也不會讓你變得富有——但資產(chǎn)可以。我擁有許多大企業(yè)，擁有無數(shù)股票，做期權(quán)交易。而且我還有房地產(chǎn)——這些讓我富有。所以，不管我上不上班都能賺到鈔票。

Bill Gates makes $500,000 a year. That's all. I make more than him. That's all he makes but he's worth 40 billion. I'm trying to tell you there is a very big difference between income, money and wealth. So I have spent my life buying assets, businesses, stocks, real estate, that’s what makes you rich, not a job. The reason the rich in America get richer is they pass this on to their kids. My poor dad always said, “High paying job, high paying job, high paying job.” And my rich dad said, “Assets, assets, assets.” That's the difference.

比爾·蓋茨一年也不過賺500000美金，而我掙得比他還多。話說回來，他的身價卻值400個億。其實我想說的是，收入、金錢與財富有很大的區(qū)別。正因為如此，我才一輩子都在購置資產(chǎn)、股票、房產(chǎn)，因為這些能真正致富——工作不行。在美國，富人越富是因為富人將這個秘訣傳給了后代。我的窮爸爸總說：“你得找個高薪的工作啊!”而我的富爸爸卻告訴我：“你要學(xué)會資產(chǎn)買賣!”看，區(qū)別出來了吧?